29 May 2019

Consumers are managing their financial services in more digital and diverse ways than ever before. But as card-not-present (CNP) transactions across e-commerce, m-commerce and remote commerce rise across the globe, so does fraud. Adding security without simply creating more points of friction is a real challenge, but one that the EMV 3-D Secure protocol – EMV 3DS for short – is trying to combat.

The protocols are generating real interest across the industry, but what exactly is EMV 3DS? And what are the key considerations stakeholders in the online payments and financial services world should be making?